When applying for a loan, mortgage, etc., or when refinancing, you should list your current employer as the company that you are working for at the time of filling out paperwork and not Laborers' local 596. Due to the nature of construction jobs, members work for various contractors/companies for various amounts of time. You are a dues paying member of the local but not an employee. Local 596 does not pay you each week, the company you are working for pays you, making them your employer.